If a person owns a vehicle in India, they are required to have a mandatory vehicle insurance policy. The Motor Vehicles Act of 1988 mandates that your car be covered by third-party liability insurance. This requirement is laid out in the Motor Vehicles Act, of 1988, which also establishes other traffic laws in India. This coverage guards against any potential financial liabilities you might face if you harm, kill, or injure a third party.
Additionally, insurance claims have increased significantly and are currently at a staggering national total of Rs. 1.2 crore. The information above supports the claim that broad public knowledge of the value of auto insurance has grown significantly in India.
However, this does not change the fact that handling insurance paperwork carelessly or mistakenly might result in you losing this policy information. Additionally, you might need to find out if the vehicle you were in a collision with has insurance.
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Why Car Insurance is Important?
As crucial as buying comprehensive insurance coverage for your automobile is keeping track of the status of your auto insurance policy. The country's motor vehicle regulations require you to cover your vehicle with third-party insurance even though it is advised to purchase a complete insurance plan.
Once you've bought a vehicle insurance policy, it's a good idea to maintain track of the policy's renewal date and other significant details. This is crucial since failing to renew your coverage or failing to update any information about your automobile in your policy might result in a claim being denied. Maintaining an online auto insurance check means you can avoid worrying about car insurance policy renewal.
Once you've bought a vehicle insurance policy, it's a good idea to maintain track of the policy's renewal date and other significant details. This is crucial since failing to renew your coverage or failing to update any information about your automobile in your policy might result in a claim being denied. Maintaining an online auto insurance check means you can avoid worrying about car insurance policy renewal.
Where can I check the status of my car insurance policy online?
On the website of the Insurance Information Bureau (I1B) or your insurance provider, you may check the status of your auto insurance policy. Get the status of your car insurance by simply entering your vehicle's registration number, engine number, or chassis number.
You might need to search for your auto insurance coverage online in one of two situations. One is to track the validity of your auto insurance coverage online. The other is to learn about any incidents your covered automobile has ever been involved in.
To check the status of your auto insurance online, simply follow these instructions:
- Ensure first that you have all the information you'll need further. It includes the accident site, name, address, date of the accident, and phone number, ready to enter.
- The Insurance Information Bureau's (IIB) website may now be accessed by logging in.
- Select the option to check the status of your auto insurance and enter the necessary information.
- Information about the status of your auto insurance will be visible.
Online Check Car Insurance Status with IIB
You may readily discover information about your insurance plan on the Insurance Information Bureau's website if you require it. Also, the date of renewal or the status of any accidental claims (I1B). Since April 1, 2010, the website has digitally stored information on every car registered in India.
In two situations, a person might need to check on the status of a car's insurance:
- If a car owner misplaces the information of their vehicle's insurance coverage.
- If someone is involved in an automobile accident and needs to find out the specifics of the vehicle.
Now, to claim car insurance check through IIB, a person will need to have a few prerequisite pieces of information in both circumstances. Which are:
- Name of the owner of that car
- Owner's address for the car
- automobile identification number
- Email address and phone number
- Location and time of the incident if required
Having this knowledge, one must follow the procedures listed below to check the cost of vehicle insurance online using the IIB portal.
- Step 1: Visit the Insurance Information Bureau's official website.
- Step 2: You may access the page for the Accident Vehicle Information Retrieval System by clicking the V-Seva tab below “Quick Links” on the homepage.
- Step 3: Include all necessary information on the car in question, such as:
- Owner's name,
- Address,
- email address,
- phone number,
- and vehicle identification number,
- When and where did the accident happen
- Step 4: Select the “Submit” button.
- Step 5: You can view the vehicle's insurance information if there are any vehicles registered in the IIB portal that match the information you have supplied.
That is all there is to it!
If the vehicle's insurance information is missing from the IIB site, though, a problem might result. You can verify the insurance information using VAHAN e-services in these situations.
What is VAHAN e-Service?
The national vehicle registry, or VAHAN, compiles all information related to vehicle registration. This website makes it accessible to both authorities and the general public. Around 21.68 crore automobiles were registered through VAHAN.
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Online status check for auto insurance policies with VAHAN
If you're wondering how to check your auto insurance with VAHAN, just follow the instructions listed below:
- Step 1: Go to VAHAN e-services and click the "know your car details" option at the top of the website.
- Step 2: Enter the vehicle's registration number and the necessary "code for verification".
- Step 3: There will be a search car option. Just click it.
- Step 4: The vehicle's specifics will show up. Through it, you will be able to determine the state of your auto insurance. These are the two ways that you may use the internet to verify the status of an automobile insurance policy.
You can turn to offline techniques if both of the aforementioned approaches have failed, and you are still perplexed about "how to check car insurance". To say the least, it might be time-consuming and difficult to check the insurance information offline.
