What really is Agricultural equipment? Any form of machine and equipment used on a farm to help with farming is referred to as agricultural or farm equipment. Agricultural machinery is equipment that is useful for farming or other forms of agribusiness. A tractor is the most common type of agricultural equipment.
As agriculture is the foundation of the Indian economy, it is not surprising to see banking institutions provide financial assistance to farmers all around the nation. Various farming-related activities are eligible for agricultural loans. The following agricultural-related activities are eligible for loans:
- Performing out routine tasks
- Purchasing farm equipment like tractors, harvesters, etc.
- Purchasing land for storage
- Loans for product promotion
- Expansion
Additionally, this financial help may be provided in the form of grants and subsidies, which are often designed to safeguard farmers in the case of crop loss or damage. In India, agricultural loans are provided to anybody operating in industries linked to agriculture, such as horticulture, aquaculture, animal husbandry, silk farming, apiculture, and floriculture in addition to farmers cultivating food crops.
The method of financing includes:
- Buying a new tractor
- Power tillers and other agricultural equipment, etc.
- Tractor-drawn implements
- Sales of four-wheelers to farmers for their own use (Jeep, station wagons, SUVs, etc.).
Before taking out any loan, it is advised that you do your homework and determine which form of loan is appropriate for you. Finding the agriculture loan that best serves your needs is essential because there are so many types available. Leading Indian banks that provide loans for agriculture
In India, there are a number of prestigious financial institutions that belong to the public sector that are renowned for providing outstanding lending services to industries connected to agriculture. The list below includes a few of these banks allows agricultural equipment loans:
Let's now discuss the many sorts of farm machinery and their usefulness:
- Tractor: A tractor is a crucial piece of agricultural equipment. Tractors may be used to pull or mount agricultural equipment, and if the equipment is automated, a tractor may operate as a source of power. A farm tractor is used to push agricultural equipment when planting, tilling, harrowing, disking, and doing other related chores.
The tractor is a product of standard farm equipment. Farmers who farm for a living and those who farm for profit both utilize tractors for labor. Typically, it is a wheeled vehicle with large wheels. The essential goal is to move such machines, so they can carry out the functions for which they were designed. In most cases, tractors are linked to other agricultural equipment that performs some farm labor instead of doing any farm work alone.
Machines that require external propulsion are hooked to a tractor. It may be used to transport trailers for use in agriculture. Machines that are unable to run on their own can be powered by tractors. Depending on the sort of machine that will be coupled to it, it is available in a variety of sizes. - Field Cultivators: The Field Cultivator machine is specifically designed for farming or softening the soil for planting. Shortly after the crops have begun to sprout, it can be used to eradicate weeds, aerate, or soften the soil. Nowadays, cultivators are useful in farming. For easier water and nutrient retention, hardened soils are rendered softer. They aid with weed removal from the plant as well as soil preparation for planting.
- Sprayer: This type of agricultural machinery is used to spray fertilizers, herbicides, insecticides, and pesticides. To irrigate the farm, a sprayer might be used. Any other materials designed to be sprayed on the farm or plants, as implied by the name. The sprayer is available in many forms. Using these types of equipment, pesticides, or insecticides in liquid or powder forms that may be sprayed. Agricultural aircraft-sprayer and blower-sprayer are two of the kinds.
- Shredders & cutters: These devices are designed for cutting & shredding weeds, also undesired vegetative plants.
- Planters and seeders: Following the cultivation of the land, seeders, and planters are employed to sow seeds or plant crops. A collection of seeds or crops may be sown with this equipment in a matter of hours.
- Cotton harvester: The cotton harvester is a sort of farming equipment used for harvesting. however, it is specifically designed for cotton. They typically come in two varieties: pickers and strippers. One of the most often utilized pieces of farm equipment is the baler. Hay and straw are chopped with a baler. It has the ability to rake and string bales for simple storage and transportation.
- Cultivator: Cultivator equipment is a farming tool used to aerate and loosen the soil after the crop has started to grow or to remove weeds and agitate and pulverize the soil before planting. It is driven by a tractor and normally stirs the soil more deeply than the harrow does (which is usually not powered). Many have hydraulic wings that can be folded up to simplify and make driving safer. For gardening, similar but much smaller machinery are employed.
- Tractor scrapper: It is intended for weeding and earth moving tasks in crop rows that are 1.5 widths & wider. The scraper's sharp blade tears up the removed weeds, which are then deeply buried in the soil. With this tool, weeds up to this depth are eliminated. Weeds that have been buried will adhere to the soil's green manure as it decomposes.
- Plough: It is specifically designed for tilling the ground prior to sowing seeds or planting crops. So that planted crops' roots may explore the soil for nutrients, to render the dirt softer.
- Harrows: When compared to the plough, which is used for deeper cultivation, it has a distinct effect. On fields, harrowing is frequently done to smooth away the rough edges that ploughing processes leave behind. Weeds and seed that has been sown before may be covered with harrowing. Spike harrows, drag harrows, and disk harrows are the three primary types of harrows.
